Corporate Services
Support for your business
If you’re the director of a small or medium-sized enterprise (SME), support from a financial adviser can not only get your own financial arrangements in order but also support your plans for your business. We know for SME directors; time is often scarce. Our range of Corporate Services can help remove some of the headaches involved with running the financial side of your company and let you focus on growing your business. These include:
Business Protection
Thinking about possible problems before they occur makes it far easier to deal with them if and when they do. If yourself, a co-director or a key employee were to be unable to work due to incapacity or death, it could have a big financial impact on your business. Many businesses fail to plan for this possibility and can be hit hard in the event of this happening. Recent reports have identified that only 22% of SMEs in the UK have business protection cover. We can advise you on the best way to arrange the necessary protection to ensure that you are covered, financially, were this to happen.
Workplace Pensions
If you employ one or more people, it is now mandatory to provide them with access to a workplace pension scheme. You also have to make contributions to such a scheme yourself of no less than 3% of their gross salary. We can support you with this process and recommend the best way for the scheme to be structured.
As well as a scheme for your employees, it is also worth considering pension arrangements for you and your fellow directors of the company, if applicable.
Employee Benefits
Retaining good staff can make a real difference to the success of your company. We can help you identify the right benefits and for your employees and put a cost-effective benefit package in place to deliver this. We will also help you communicate the value of these benefits to both your current and potential employees.
As well as a scheme for your employees, it is also worth considering pension arrangements for you and your fellow directors of the company, if applicable.
Commercial Financing
Our in-house mortgage experts will be able to assist you with the raising of funds for a commercial property purchase. We will help you get the best possible deal from a mortgage lender and ensure everything to do with your application goes through as smoothly as possible with the minimum of inconvenience.
Planning Your Exit-Strategy
SME Owners often say, ‘my business is my pension’. Our support and guidance will help you to fulfil that, so that when you do come to retire after a lifetime of work, you’re in the best possible position. We can help you to ensure that all your hard work in growing and nurturing your business is rewarded with the financial wealth you need to enjoy a happy and fulfilling retirement.
