Investment market update: May 2022

Financial stock market graph on an abstract background.

Investment markets in May experienced volatility amid concerns that economies could fall into a recession as inflation pressure remains high. While it is completely natural to be worried about the volatility investments have experienced in recent times, it is important to consider this in the long-term context. Over the long term, a well-diversified investment strategy […]

8 key tax allowances have shrunk by 6% in the last decade

A person using a calculator while looking at a graph on a tablet.

Key tax allowances like the Personal Allowance and Capital Gains Tax (CGT) annual exempt amount can help your money go further. As research shows that overall tax allowances have been cut, it’s more important than ever to understand what allowances make sense for you, and how they can complement your financial plan. According to calculations […]

Explained: The social care cap and what it means for you

A care worker serving an older man dinner.

Next year, Boris Johnson’s social care cap will be introduced. So, what is it and what does it mean for you? The social care cap limits how much an individual will pay for care during their lifetime. It will start in October 2023. The cap is £86,000, but it may not be as generous as […]

Investment market update: April 2022

Financial stock market graph on an abstract background.

The conflict in Ukraine is continuing to affect markets and economies around the world. According to a report from the Kiel Institute of the World Economy, the war led to global trade falling 2.8% between February and March. The effect has led to the International Monetary Fund (IMF) downgrading its global growth forecast too. In […]

The 10 incredible cities you should visit this year according to Lonely Planet

View of Auckland from Mount Eden.

For many people, travelling abroad has been put on hold for the last two years. As pandemic restrictions continue to lift around the world, you may be planning a city break to explore a new culture and escape. Keep in mind that Covid-19 rules vary around the world. You should check what restrictions are in […]

The 3 different types of mortgages and what they mean for your interest rate

Someone standing outside their front door wearing yellow wellies.

How interest is calculated when you take a mortgage could affect your repayments now and in the future. Whether you’re hoping to buy your first home, are ready to move, or your current mortgage deal has ended, understanding your options is important. If you’ve been paying a mortgage over the last decade, you will have […]