Investment market update: December 2023

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Many markets rallied during December based on the expectation that interest rates will start to fall in 2024. Read on to discover what else may have affected your investment portfolio in the final month of 2023. On 27 December, the MSCI World Stock Index, which comprises stock from nearly 3,000 companies to track global equity-market […]

Inflation is falling. Here’s what it could mean for your finances

A woman paying for items in a shop.

High inflation has dominated headlines over the last two years. With the rate now slowly nearing the Bank of England’s (BoE) target, taking stock of what it means for your finances could be useful. The BoE is responsible for managing inflation and aims to keep it at 2%. The central bank explains keeping inflation stable […]

The 3 essential pension decisions you should review to avoid becoming a “triple defaulter”

A woman using a laptop.

Pension savers dubbed “triple defaulters” could be overlooking small changes to their pension that may make their long-term finances more secure. Have you reviewed these three important pension decisions recently? According to a survey from Aviva, millions of workers who have been auto-enrolled into a pension scheme have never updated their contributions, investment choices, or […]

Retirement planning: Should you consider a phased retirement?

A businesswoman smiling with colleagues.

Retirement can be an exciting milestone, but one that you might feel nervous about too. Setting out how to achieve the retirement lifestyle you want could help put your mind at ease. One of the first things you may have to consider is how you’ll retire – would a phased retirement suit you? Over the […]

3 helpful ways effective financial planning could ease health fears

A patient talking to a doctor.

NHS waiting lists have reached a record high and a survey suggests people are worried about the effect it could have on the care they would receive if they faced an illness. It’s a concern financial planning could help ease. The BBC reports that 7.75 million people are waiting for NHS treatment in England. It […]

The families of 6 in 10 over-75s could face challenges if they lose mental capacity

Young man showing his elderly father something on a tablet

A survey suggests more than half of people aged over 75 haven’t arranged a Lasting Power of Attorney (LPA). It’s an oversight that could mean their families may not be able to make decisions on their behalf if they lost mental capacity. MoneyAge report that research from Just Group revealed that around 3.4 million over-75s […]

2 Autumn Statement announcements you may have missed that could simplify your finances  

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Jeremy Hunt delivered his second Autumn Statement as chancellor on 22 November 2023. While the headline news was cuts to National Insurance rates for employees and self-employed workers, there may have been less attention-grabbing changes that could make your finances easier to manage. Read on to discover how ISA and pension changes might be useful […]