Investment market update: October 2022

Financial stock market graph on an abstract background.

Much of 2022 has been marked by investment volatility and economic uncertainty, and October was no different. According to the International Monetary Fund (IMF), there is a rising risk of a global recession. The organisation downgraded its global growth forecast for 2023 to 2.7%. It said financial instability was linked to shocks caused by the […]

5 exciting businesses that could change the world for the better

A beach with plastic waste.

When you read the news headlines, it can seem like it’s all doom and gloom. But some businesses are leading the way and could change the world for the better. From well-known brands changing how sectors operate to innovative start-ups, here are just five businesses that are tackling issues like climate change and environmental degradation.  […]

How to deal with political uncertainty when making financial decisions

The door to number 10 Downing Street.

British politics over the last few months has certainly been turbulent. In the last four months, there have been three prime ministers, four chancellors, and countless U-turns. So, it’s not surprising that households have been struggling to keep up with what’s happening and what it means for their finances.  Less than three years after a […]

Only 44% of adults are confident choosing and managing their personal pensions

A young woman reading a letter with a cup of coffee.

Your pension plays an important role in your retirement. So, it’s natural to worry about if you’re making the right decisions. If you do, research suggests you’re not alone. Just 44% of UK adults are confident choosing and managing their personal pension, according to a report from the Financial Services Compensation Scheme (FSCS). Having confidence […]

How to assess your affordability when taking out a mortgage

A woman looking at mortgages on a tablet.

As house prices reach record highs, assessing affordability when you’re buying is more important than ever. It can help you search for properties within your budget and ensure your long-term finances are secure.  Over the 12 months to August 2022, the average house price increased by 11.5%, according to the Halifax House Price Index data. […]

Rising costs have led to 44% of DIY investors selling shares

Someone looking at investments on a phone.

Spiralling household expenses have led to some DIY investors selling assets to bridge the gap. Depleting your investment portfolio could help you meet income needs now, but you also need to consider how sustainable it is and whether it’ll affect long-term plans. According to research from EQ, 44% of DIY investors have cashed in investments […]