Investment market update: July 2023

A woman using social media on her phone.

Data from economies around the world indicate business output and confidence could be slowing. Read on to find out what influenced the investment market in July 2023.  Despite some data suggesting there could be a downturn in some areas, the International Monetary Fund (IMF) has lifted its global growth forecast for 2023. The organisation now […]

Here’s what mortgage lenders consider when carrying out affordability tests

A couple looking at properties sale on a laptop.

Applying for a mortgage can be stressful. You might worry a lender will reject your application and the effect it could have on your plans. A better understanding of what lenders are considering when making a decision may be useful and could reduce anxiety.  Even if you’ve been through the mortgage process before, rising interest […]

Why emotional decision-making could be costing you investment returns

A man reading the news on a tablet.

It can be difficult not to let your emotions influence the decisions you make. When investing, emotional decision-making could be harming your portfolio’s performance and your ability to reach your goals.  While you try to make investment decisions based on logic and facts, it can be easy for emotions, from fear to excitement, to play […]

Baffling financial jargon means Brits are overlooking ways to boost their wealth

A couple meeting with a financial planner.

Brits are struggling with financial jargon and aren’t sure where to start with investing. It could mean some people are missing out on opportunities to increase their wealth.  A survey from Lloyds Bank found that 50% of Brits say they were scared of investing. Furthermore, 38% say financial jargon is baffling.  Misunderstanding common financial terms […]

5 powerful reasons to learn more about your pension today

A man and woman looking at some paperwork.

For many people, their pension is a crucial part of their retirement plan. With Pension Awareness 2023 starting on 11 September, it’s the perfect time to learn more about your pension savings.  Despite pensions often being essential for reaching retirement goals, a survey suggests many savers lack pension knowledge and don’t plan to seek support.  […]