100% mortgages return to the market. Are they a solution for first-time buyers?

A family unpacking boxes in a new home.

Aspiring homeowners who are struggling to save a deposit could now make use of 100% mortgages as they return to the market. While they could be valuable, there are some drawbacks to weigh up. Mortgages that don’t require a deposit have been available in the past. However, they’ve been absent from the market for several […]

5 compelling non-financial reasons to work with a financial planner now

A father and son playing together.

When you first seek financial advice, your goal may be to grow your wealth or make the most of tax-efficient allowances. A financial planner can provide support in these areas, but the benefits could have a much larger effect on your life and wellbeing. A survey conducted by Hymans Robertson asked people with more than […]

Why inaction is a crucial part of successful investing

A man reading a book

When you think about investing, it’s probably the actions you take that come to mind. That could be researching a fund or actively investing in a company by purchasing shares. However, the steps you don’t take are just as important for your portfolio to be successful. That may sound strange, but not acting on impulses […]

Future generations could be worse off than today’s retirees, a report finds

Workers in an open-plan office.

The current generation of pensioners is doing better financially than any before it. However, a report from the Institute for Fiscal Studies (IFS), warns future generations may not be as fortunate.  While retirement may seem like something you don’t need to think about until you reach the milestone, it’s more important than ever that younger […]

Want to retire early? Financial planning could make it a reality

Older couple cycling past a field.

Retiring early is an aspiration for many workers looking forward to greater freedom. If early retirement is something you’re dreaming about, a survey suggests financial planning could help you turn it into a reality and enjoy the next chapter of your life more. A Standard Life study found, on average, people receiving financial advice plan […]

Investing 101: Why investing could boost your long-term wealth

A woman and child walking up some steps.

Investing is often a crucial part of creating a long-term financial plan. Over the next few months, you can read about the investment essentials you need to know if it’s something you want to start doing or simply learn more about.  Read on to find out what investing means, and why it’s something you should […]