How to assess your affordability when taking out a mortgage

A woman looking at mortgages on a tablet.

As house prices reach record highs, assessing affordability when you’re buying is more important than ever. It can help you search for properties within your budget and ensure your long-term finances are secure.  Over the 12 months to August 2022, the average house price increased by 11.5%, according to the Halifax House Price Index data. […]

Rising costs have led to 44% of DIY investors selling shares

Someone looking at investments on a phone.

Spiralling household expenses have led to some DIY investors selling assets to bridge the gap. Depleting your investment portfolio could help you meet income needs now, but you also need to consider how sustainable it is and whether it’ll affect long-term plans. According to research from EQ, 44% of DIY investors have cashed in investments […]