Investment market update: April 2022

Financial stock market graph on an abstract background.

The conflict in Ukraine is continuing to affect markets and economies around the world. According to a report from the Kiel Institute of the World Economy, the war led to global trade falling 2.8% between February and March. The effect has led to the International Monetary Fund (IMF) downgrading its global growth forecast too. In […]

The 10 incredible cities you should visit this year according to Lonely Planet

View of Auckland from Mount Eden.

For many people, travelling abroad has been put on hold for the last two years. As pandemic restrictions continue to lift around the world, you may be planning a city break to explore a new culture and escape. Keep in mind that Covid-19 rules vary around the world. You should check what restrictions are in […]

The 3 different types of mortgages and what they mean for your interest rate

Someone standing outside their front door wearing yellow wellies.

How interest is calculated when you take a mortgage could affect your repayments now and in the future. Whether you’re hoping to buy your first home, are ready to move, or your current mortgage deal has ended, understanding your options is important. If you’ve been paying a mortgage over the last decade, you will have […]

Misconceptions mean that 40% of homeowners don’t have life insurance

A smiling family sitting around a garden table.

Do you have life insurance in place? A survey suggests that some homeowners are choosing not to take it out because of common misconceptions about how life insurance works. Life insurance would pay out a lump sum to beneficiaries if the policyholder passed away during the term. As a result, it can provide financial support […]

Typical worker approaching retirement is 58% short of their pension goal. Are you saving enough?

Commuters riding an escalator on the London Underground.

Figures suggest that workers nearing retirement could find they’re facing a significant income shortfall later in life. Understanding how your pension savings will add up before you retire is crucial for creating long-term financial wellbeing. According to a report from the Social Market Foundation, people approaching retirement are facing a pension shortfall of almost £250,000 […]